Who We Are

While we guide you through the personal and spiritual side of your legacy, the legal weight of your documents is never left to chance or "DIY" templates.

  • Attorney-Authored Logic: Your documents are generated using sophisticated "Legal Logic™." This is a proprietary system written by estate planning attorneys that adapts to your specific life situation and state laws.

  • State-Specific Attorney Review: Every single estate plan we facilitate is reviewed and finalized by a licensed attorney in your specific state. This ensures that your Will, Trust, and Powers of Attorney meet every local legal requirement.

  • A "Real" Legal Outcome: Unlike simple online forms, your final documents are delivered with the name and bar number of the responsible attorney. This means you aren't just getting a document; you are getting a legally sound strategy that is built to perform when your family needs it most.

  • Ongoing Compliance: As laws change, the platform's logic is updated by legal experts, ensuring your legacy stays current and enforceable across all 50 states.

A Faith-Driven Partnership of Compassion and Precision

At MK Legacy Trust Advisors, we are a faith-driven team dedicated to bridging the gap between sophisticated estate planning and heartfelt, personal service. We leverage an industry-leading, attorney-embedded platform to provide our clients with a seamless, efficient, and legally comprehensive path to securing their future. Our foundation is built on over 40 years of collective expertise—combining high-level business strategy and engineering precision with the compassionate heart of a certified chaplain.

We believe that a legacy is more than just a set of assets; it is a sacred promise to your family and a final act of stewardship. By integrating a nationwide network of licensed attorneys into our process, we ensure that every trust and will is not only crafted with prayerful consideration but is also reviewed and finalized by a legal expert to guarantee its integrity. With MK Legacy, your life’s work is protected by both the strength of the law and the warmth of a servant’s heart.

Our Team

Michelle Gray

Co-Owner / Chief Executive Officer

Michelle is a seasoned entrepreneur with over 30 years of success as a small business owner. Her entry into the estate planning market is driven by a desire to provide more than just paperwork; she aims to add genuine, human value to a complex industry.

As a dedicated mother of two and a professional personal trainer, Michelle understands the discipline and foresight required to build a lasting foundation. Her mission is deeply personal, rooted in the experience of her own mother’s passing, where she saw firsthand how essential it is to have a comprehensive will, trust, and powers of attorney for both financial and health decisions. Today, she combines her decades of business acumen with a heart for service, ensuring that every family’s legacy is protected with the same care and precision she applies to her own life.

Co-Owner / Chief Operations Officer

Keith Gray

Keith brings a unique and powerful combination of analytical precision and heartfelt empathy. With a background as an Engineer, he possesses a natural aptitude for the intricate details and structural planning required for complex financial strategies. Over his 12-year career in Life Insurance and Annuities, he has used this technical expertise to build secure foundations for his clients.

However, it is his role as a Certified Chaplain that truly defines his approach. He understands that legacy planning is about far more than just assets; it is a deeply personal, often emotional journey rooted in love for one's family. By blending his engineer’s mind with a chaplain’s heart, he provides a steady, compassionate hand for those looking to protect their loved ones and ensure their values endure for generations to come.

A Faith-Centered Journey to Peace of Mind

Your Legacy is a Sacred Trust Planning for the future is more than just a financial task; it is an act of stewardship and a profound expression of love for the family God has placed in your care. We believe that true peace comes from knowing your loved ones are protected and your values are preserved. By blending Keith’s chaplain’s heart and engineering precision with Michelle’s decades of business wisdom and devotion, we provide a prayerful, guided experience to ensure your wishes are honored with integrity.

  • Step 1: Connect in Fellowship Select a time for an initial conversation where we can hear your story, understand your concerns, and answer your questions in a supportive, faith-filled environment.

  • Step 2: Discern Your Values and Vision Together, we will prayerfully walk through your unique family dynamics and goals, ensuring your legacy plan is a true reflection of your faith and the principles you hold dear.

  • Step 3: Secure Your Family’s Future With a clear vision in place, we will finalize a comprehensive plan—including Wills, Trusts, and Powers of Attorney—giving you the quiet confidence that your stewardship is complete.

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What We Offer...

The Legacy Protection Portfolio

A comprehensive, attorney-reviewed estate plan designed to secure your family’s future.

1. The Foundation: Trust & Will

  • Revocable Living Trust: The centerpiece of your estate plan. It holds your assets to avoid the time, cost, and public nature of probate court, ensuring your family has immediate access to funds when they need them most.

  • Pour-Over Will: A vital safety net that acts as a backup to your Trust. It ensures that any assets not formally titled into your Trust are still captured and distributed according to your wishes.

  • Certification of Trust: A summarized legal document used for banks and financial institutions. It proves you have a valid Trust without revealing the private details of your assets or beneficiaries.

2. Incapacity Planning: Financial & Medical

  • Durable Financial Power of Attorney: Designates a trusted person to manage your finances (pay bills, manage accounts) if you are unable to do so yourself.

  • Healthcare Power of Attorney: Appoints a loved one to make medical decisions on your behalf if you are incapacitated.

  • Living Will (Advance Directive): Clearly states your wishes regarding end-of-life care and life support, removing the burden of those difficult decisions from your grieving family.

  • HIPAA Authorization: Grants your loved ones legal access to your medical records and allows doctors to speak with them freely during an emergency.

3. Included Professional Details

  • State-Specific Attorney Review: Every plan is reviewed and finalized by a licensed attorney in your specific state to ensure full legal compliance.

  • Digital Asset Authorization: Legal language that allows your family to access or manage your online accounts, email, and social media.

  • The Legacy Binder: Your documents are delivered in a professional, high-quality portfolio, organized and ready for safekeeping.

Most people mistake Estate Planning for "death planning"—thinking it only matters after they are gone. At MK Legacy Trust Advisors, we view it differently. We prioritize Incapacity Planning, which ensures you are protected while you are still here.

Without these documents, if a medical emergency strikes, your family could be locked out of your bank accounts or unable to direct your medical care without going to court. Our comprehensive portfolio includes every necessary Power of Attorney to protect your voice in both financial and medical decisions, ensuring that no matter what life brings, your dignity and your family’s peace of mind are preserved.